Traveling the world is exciting, but dealing with foreign currencies can be a hassle. Bitcoin debit cards make it easy to access your crypto funds anywhere you go. Here are the best bitcoin debit cards for international travel.
1. Wirex Visa Card
The Wirex Visa Card is a popular choice for international travelers. It supports multiple cryptocurrencies, including Bitcoin, Ethereum, and Litecoin, as well as traditional currencies like USD, EUR, and GBP. With the Wirex app, you can easily manage your funds, exchange currencies, and track your spending.
Key features:
- Instant crypto-to-fiat exchange
- Free ATM withdrawals up to $400 per month
- Earn up to 1.5% cashback in Bitcoin on all purchases.
- Supported in over 130 countries
How to Get Started with Wirex
- Download the Wirex app and create an account.
- Verify your identity.
- Order your Wirex Visa Card.
- Fund your account with Bitcoin or other supported cryptocurrencies.
- Start using your card for purchases and ATM withdrawals worldwide.
2. Crypto.com Visa Card
The Crypto.com Visa Card is another excellent option for travelers. It offers up to 8% cashback on purchases, depending on your card tier and stake in CRO, the platform’s native token. You can also get 100% rebates on Spotify, Netflix, and Amazon Prime subscriptions.
Key features:
- No annual fees
- Free ATM withdrawals up to $800 per month
- Airport lounge access for higher-tier cards
- Supported in over 30 countries
Benefits of Using a Crypto.com Visa Card
- Earn generous cashback rewards on all purchases.
- Enjoy exclusive perks like airport lounge access and subscription rebates.
- Easily manage your funds and exchange currencies in the Crypto.com app.
- Spend your crypto at millions of merchants worldwide.
3. BlockCard
BlockCard is a US-based Bitcoin debit card that allows you to spend your crypto anywhere Visa is accepted. It supports multiple cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and USD Coin (USDC). BlockCard also offers virtual cards for online purchases.
Key features:
- No foreign transaction fees
- Free US domestic ATM withdrawals
- Earn up to 6.38% APY on your USDC balance.
- Instant crypto-to-fiat conversion
How BlockCard Simplifies International Travel
- Use your BlockCard to spend crypto at millions of merchants worldwide.
- Avoid foreign transaction fees and save money on international purchases.
- Easily withdraw local currency from ATMs without worrying about exchange rates.
- Manage your funds and track your spending in the BlockCard app.
4. Binance Visa Card
The Binance Visa Card is a great choice for those who already use the Binance exchange. It allows you to spend your crypto balance directly from your Binance account at millions of merchants worldwide. You can also earn up to 8% cashback on all purchases, depending on your BNB balance.
Key features:
- No annual fees or foreign transaction fees
- Free ATM withdrawals of up to €400 per day
- Instant crypto-to-fiat conversion
- Supported in over 60 countries
Advantages of the Binance Visa Card
- Seamlessly integrate your Binance account with your debit card.
- Enjoy high cashback rewards on all purchases.
- Benefit from Binance’s competitive exchange rates when converting crypto to fiat.
- Easily manage your card and track your spending in the Binance app.
5. BitPay Visa Card
The BitPay Visa Card is a US-based Bitcoin debit card that allows you to spend your crypto at any merchant that accepts Visa. It supports multiple cryptocurrencies, including Bitcoin, Ethereum, and various stablecoins. BitPay also offers a virtual card for online purchases.
Key features:
- No annual fees or foreign transaction fees
- Free US domestic ATM withdrawals
- Instant crypto-to-fiat conversion
- Supported in all 50 US states.
Related: Cryptocurrency Exchanges with Best Lending Rates
How BitPay Simplifies Crypto Spending
- Use your BitPay card to spend crypto anywhere Visa is accepted.
- Easily convert your crypto to US dollars for purchases and ATM withdrawals.
- Manage your funds and track your spending in the BitPay app.
- Enjoy the convenience of a virtual card for online purchases.
6. Bitwala Visa Card
The Bitwala Visa Card is a European Bitcoin debit card that comes with a built-in German bank account. It allows you to spend your Bitcoin balance anywhere Visa is accepted and offers a unique IBAN for easy fund transfers.
Key features:
- No annual fees or foreign transaction fees
- Free ATM withdrawals up to €100 per month
- Instant Bitcoin-to-EUR conversion
- Supported in over 30 European countries
Benefits of the Bitwala Visa Card
- Enjoy the convenience of a Bitcoin debit card and a traditional bank account in one
- Easily transfer funds to your Bitwala account using your unique IBAN.
- Spend your Bitcoin at millions of merchants worldwide.
- Manage your funds and track your spending in the Bitwala app.
7. Nexo Card
The Nexo Card is a global Bitcoin debit card that allows you to spend your crypto without selling it. Instead, you can use your crypto as collateral to borrow funds and spend them anywhere Mastercard is accepted. Nexo offers competitive interest rates and instant cash back on all purchases.
Key features:
- No annual fees or foreign transaction fees
- Free ATM withdrawals up to €10,000 per month
- Instant crypto-to-fiat conversion
- Supported in over 200 countries
Advantages of the Nexo Card
- Spend your crypto without selling it, potentially missing out on future gains.
- Enjoy high cash back rewards on all purchases.
- Benefit from Nexo’s competitive interest rates when borrowing against your crypto.
- Easily manage your funds and track your spending in the Nexo app.
8. Coinbase Card
The Coinbase Card is a Bitcoin debit card that allows you to spend your crypto balance directly from your Coinbase account. It supports multiple cryptocurrencies, including Bitcoin, Ethereum, and Litecoin, and offers instant cashback rewards on all purchases.
Key features:
- No annual fees
- Free ATM withdrawals up to £200 per month
- Earn up to 4% cash back on all purchases.
- Supported in over 30 countries
Benefits of the Coinbase Card
- Seamlessly integrate your Coinbase account with your debit card.
- Enjoy instant cash back rewards on all purchases.
- Easily convert your crypto to fiat for purchases and ATM withdrawals.
- Manage your funds and track your spending in the Coinbase app.
9. SpectroCoin Visa Card
The SpectroCoin Visa Card is a European Bitcoin debit card that supports multiple cryptocurrencies, including Bitcoin, Ethereum, and USDT. It offers a unique IBAN for easy fund transfers and allows you to spend your crypto at any merchant that accepts Visa.
Key features:
- No monthly fees
- Free ATM withdrawals up to €200 per month
- Instant crypto-to-fiat conversion
- Supported in over 150 countries
Advantages of the SpectroCoin Visa Card
- Enjoy the convenience of a multi-currency Bitcoin debit card.
- Easily transfer funds to your SpectroCoin account using your unique IBAN.
- Spend your crypto at millions of merchants worldwide.
- Manage your funds and track your spending in the SpectroCoin app.
10. Cryptopay Visa Card
The Cryptopay Visa Card is a global Bitcoin debit card that supports multiple cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and XRP. It offers instant cashback rewards on all purchases and allows you to spend your crypto anywhere Visa is accepted.
Key features:
- No annual fees or foreign transaction fees
- Free ATM withdrawals up to €400 per month
- Earn up to 1% cash back on all purchases.
- Supported in over 180 countries
Benefits of the Cryptopay Visa Card
- Enjoy the convenience of a multi-currency Bitcoin debit card.
- Earn instant cash back rewards on all purchases.
- Easily convert your crypto to fiat for purchases and ATM withdrawals.
- Manage your funds and track your spending in the Cryptopay app.
Key Takeaways
1. Supported Cryptocurrencies: Make sure the card supports the cryptocurrencies you hold, such as Bitcoin, Ethereum, or stablecoins like USDT.
2. Fees: Look for cards with low or no annual fees, foreign transaction fees, and ATM withdrawal fees to save money on your travels.
3. Rewards: Many Bitcoin debit cards offer cashback rewards or other perks like airport lounge access or subscription rebates. Choose a card with rewards that align with your spending habits and preferences.
4. Supported Countries: Check if the card is supported in the countries you plan to visit to ensure smooth transactions and ATM withdrawals.
5. Fiat Currency Conversion: Opt for cards that offer instant crypto-to-fiat conversion at competitive rates to avoid losing money on currency exchanges.
6. Ease of Use: Choose a card with a user-friendly mobile app that allows you to easily manage your funds, track your spending, and control your card settings on the go.
Frequently Asked Questions
1: How do Bitcoin debit cards work?
Bitcoin debit cards work similarly to traditional debit cards, but instead of being linked to a bank account, they are linked to a cryptocurrency wallet. When you make a purchase or withdraw cash from an ATM, the card automatically converts your crypto into the local fiat currency at the current exchange rate.
2. Are Bitcoin debit cards safe to use?
Yes, Bitcoin debit cards are generally safe to use, as they are issued by reputable companies that employ strict security measures to protect your funds and personal information. However, it’s important to keep your card and PIN safe and to only transact with trusted merchants.
3. Can I use a Bitcoin debit card anywhere?
Most Bitcoin debit cards are accepted anywhere that accepts regular Visa or Mastercard payments. However, some countries may have restrictions on cryptocurrency transactions, so it’s always a good idea to check the supported countries for your specific card.
4. Are there any fees associated with using a Bitcoin debit card?
Fees vary depending on the card issuer, but some common fees include annual fees, foreign transaction fees, and ATM withdrawal fees. Some cards also charge a cryptocurrency conversion fee when you make a purchase or withdrawal. Be sure to compare fees before choosing a card to minimize costs.
5. How do I top up my Bitcoin debit card?
To top up your Bitcoin debit card, you typically need to transfer cryptocurrency from an external wallet to your card’s linked wallet. Some cards also support direct fiat currency top-ups via bank transfer or credit card. The specific process varies by card issuer, so consult your card’s documentation for detailed instructions.
6. Can I earn rewards with a Bitcoin debit card?
Yes, many Bitcoin debit cards offer rewards programs, such as cashback on purchases or other perks like airport lounge access or subscription rebates. Reward rates and types vary by card, so choose one that aligns with your spending habits and preferences.